Analisis Kinerja Keuangan UMKM dan Koperasi yang Terdukung oleh Lembaga Keuangan

Abstract

Micro, Small, and Medium Enterprises (MSMEs) and cooperatives play a crucial role in economic growth and job creation. Support from financial institutions, both banking and non-banking, is expected to enhance their financial performance by improving access to capital and operational efficiency. This study analyzes the impact of financial institution support on the financial performance of MSMEs and cooperatives, considering aspects such as liquidity, solvency, profitability, and efficiency. The results indicate that better access to financing contributes to business growth, but its effectiveness depends on financial management and business strategies implemented by each entity. These findings provide insights for business owners, policymakers, and financial institutions in optimizing support for the MSME and cooperative sectors.