Dampak Penggunaan Qris Pada Umkm Dalam Rangka Mendorong Perkembangan Ekonomi Digital

Abstract

Bank Indonesia launched a payment system called QRIS (Quick Response Code Indonesian Standard)
which is a simplification of various QR Codes to make the payment system easier and more efficient.
Many people do not know this payment system and still choose to use cash. So the purpose of this
study is to find out what affects individuals for the use of the Qris payment system.This study is to use
the Literature method through literature studies sourced from journals or books from previous research.
By showing the results of this study, it is to find out where the impact of the use of Qris on MSME
actors has a good influence on the effectiveness and efficiency of digital transactions. Digital
transactions applied to the MSME sector are expected to be able to create new business solutions for
MSMEs to encourage a higher level of economic participation of unbanked people, strong acceptance
of fintech and e-commerce services.