Peran Fintech Syariah dalam Mendorong Pertumbuhan Perekonomian Islam di Dunia

Abstract

Advances in technology-based financial services that incorporate Islamic sharia principles are called
Sharia Financial Technology or Fintech. Sharia fintech, a fast-growing industry, offers sustainable and
inclusive financial solutions, especially for MSMEs and Muslim populations. The purpose of this study
is to investigate how sharia fintech can support the expansion of the global Islamic economy. The
research method uses descriptive techniques, data collection through literature review. The findings of
this study show that Islamic fintech, which includes services such as peer-to-peer lending, digital
financial planning, and blockchain-based payment systems, not only makes finance more accessible
and sharia-compliant, but also improves the effectiveness of financial transactions. . Financial
inclusion, Islamic financial literacy, and MSME empowerment have all been significantly improved
by Islamic fintech. However, there are still problems such as immature laws and regulations and a lack
of public knowledge about sharia fintech. Therefore, to overcome this challenge, help from the
government, financial professionals, and the wider community is needed. Islamic fintech has enormous
potential to spur the expansion of the global sharia economy with the creation of appropriate rules and
technological advances that adhere to sharia.