Definisi Uang, Suku Bunga, dan Stabilitas Ekonomi Indonesia 2025

Abstract

This study aims to analyze the relationship between the definition of money, interest rates, and Indonesia’s economic stability in 2025 using a qualitative literature-based approach. In modern economics, money functions not only as a medium of exchange but also as a monetary policy instrument that influences inflation, interest rates, and economic growth. Interest rate changes are key indicators of national economic stability, affecting consumption behavior, investment levels, and exchange rate movements. Through an analysis of recent literature from Bank Indonesia, the Financial Services Authority (OJK), and Scopus-indexed journals from 2015–2025, this study finds that effective management of money supply and interest rate policies plays a crucial role in maintaining economic stability, particularly by controlling inflation and sustaining public purchasing power. The findings reveal that Indonesia’s main economic challenge in 2025 is balancing growth and price stability amid digital transformation and global market pressures.